Tag: Insurance
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Contractor Bonds in California: The CSLB Bond, the Qualifying Bond, and the Ones You’d Rather Not Post
How California contractor bonds work in 2026 — the $25,000 CSLB bond under B&P §7071.6, the qualifying individual bond, the $100,000 LLC employee bond, and the disciplinary bond. What each one actually covers, how premiums actually price, and where renewals quietly inactivate a license.
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Cal/OSHA IIPP: A California Trade Contractor’s Safety Program Playbook
Every California employer is required to have a written Injury and Illness Prevention Program. Most California trade contractors have one because someone told them they needed it for licensing or for the GC’s prequalification packet — bought a template, printed it, dropped it in a binder. Then nothing. That binder is the most common Cal/OSHA…
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Subcontractor Agreements: A California Trade Contractor’s Playbook
What a California subcontract has to address beyond a generic template — scope, pay-when-paid limits, §2782 indemnity, AB 1701 wage liability, license verification, and the discipline that keeps sub-driven jobs profitable.
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Contractor Insurance in California: What You Actually Need and What It Costs
What contractor insurance actually covers in California in 2026 — general liability, workers’ comp under SB 216, commercial auto, the CSLB bond, and tools coverage — what each piece costs, and how to read a certificate.